Consolidating student loans public and private

A cosigner is someone who shares responsibility with the borrower for repaying the loan.The cosigner doesn’t have to be a relative; he or she can be any adult who meets the eligibility requirements.

The Direct Consolidation Loan program is the right choice if your goal is to simplify the process and keep your options open for the many repayment plans available for federal loans. Your rate is determined by the weighted average of the interest on the loans being consolidated rounded up to the nearest one-eighth of 1%.Additionally, with Earnest’s Precision Pricing, you can match your desired payment with a desired term in order to create a personalized payment plan that works for your budget.If refinancing is for you, get started with our two-minute Quick Rate here. Our Client Happiness specialists are available by phone at (888) 601-2801 and by email at [email protected] is quite common for people with student loans to deal with 10-12 lending institutions, which means 10-12 payments and 10-12 due dates each month.When you consolidate student loans – either federal or private – it’s one payment to one lender, once-a-month. Loan consolidation for student loans was created to make it easier for millions of borrowers to pay off their debt.What if I have both federal and private student loans that I want to consolidate and/or refinance? That’s ok, we like a good challenge (plus, the answer is more simple than you might think).

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